A man at home? Get a hair clipper! ($120 savings/year)
Get a set of hair clippers and do men’s haircuts at home. Men might have already made that move by necessity with the pandemic in 2020!
Christine
Do a monthly homemade pizza night at home instead of getting take-out ($120-$240 savings/year)
Try my favorite dough and sauce recipes, and save money with an inexpensive, but fun, diner at home.
Create your gym at home to avoid gym memberships ($240 to $480 savings/year).
Gym memberships can cost $20 to $100 per month. Shop Amazon for at-home gym equipment for less than $99 and recoup your investment in a few months.
Cancel cable and use Netflix or Hulu ($1,000 savings/year)
Cancel cable and use Netflix, Amazon Prime Video or Hulu. This can save most households over $1,000 annually.
Meal planning to go out less ($345 savings/year)
Most US households would save $345 simply by reducing their restaurant and take-out bills by 10% annually.
Make your morning coffee at home ($600 savings)
Bring it to work in a travel mug. It costs $68 per month to have a latte four times a week so you can save $600 per year if you …
Create your first budget ($100 to $5,000 savings/year)
When you see how much you’re spending on groceries or eating out, you will be very motivated to cut expenses. See how this couple saved over $5,000 extra per year …
Actually use your programmable thermostat ($80 to $200 savings)
The US Department of Energy reports that you can save as much as 10% by turning your thermostat down 7°-10°F for 8 hours a day (I do this at night).
Adjust your thermostat ($240 savings/year)
Turning your thermostat down 3 degrees for the winter and up 3 degrees for the summer can save about $240 annually for most households (save about 3% for every degree).
Focus on saving money on your high-spend categories
Break up high-spend categories into smaller categories. Take a look at your budget and see where you consistently overspend. For most Americans, this category is eating out. If you find …