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If you’re anything like me, then there are certain places (cough cough Target) that you can’t go into without picking up some things that weren’t on your list. This is especially unavoidable if I have had a hard week or need a pick-me-up. They don’t call it retail therapy for nothing, right? When you can identify your triggers, you can budget for them accordingly.
If you know that you like to buy new lotions when you go to Target, set aside $20 in your budget to spend when you go to Target.
If you know that when you have a rough day at work, you like to pick up a chocolate croissant at the local coffee shop, set aside $10 in your budget.